Yes! Both comprehensive and travel medical plans typically include Emergency Medical Evacuation, which means you’ll be transported from the initial treatment facility to the closest hospital that can best treat your condition. Some policies also include Point of Injury Evacuation, getting you to the nearest treatment facility right from where you were hurt or became ill. Coverage details can vary by state and provider, so it’s a good idea to check your specific policy.

Usually, these are items excluded from coverage – however – there may be a specified coverage amount for lost, stolen, or damaged gear and sporting equipment. Plus, you may have coverage for lost, stolen, or damaged gear under some policies if you buy a rider. Coverage varies by state and provider so it’s best to confirm with your particular policy.

Maybe! Some comprehensive policies will offer Trip Delay and Trip Interruption coverage because of natural disasters. But, as usual, we recommend reviewing the details of your state-specific policy.