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Adventure Traveler

Water Sports

Water Sports Travel Insurance
Land Adventure Travel Insurance

Adventure Traveler Insurance

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Why water adventure coverage matters

Diving into the depths, riding ocean waves, or navigating rivers all come with unique risks. Having the right adventure travel insurance ensures protection for medical emergencies, gear damage, and unexpected trip cancellations, so you can focus on the adventure. 

Water activities

  • Swimming 
  • Fishing 
  • Boating 
  • Snorkeling 
  • Kayaking 
  • Canoeing 
  • Scuba Diving
  • Surfing 
  • Water Skiing 
  • Sailing  
  • Windsurfing 
  • Parasailing 
  • Kite Surfing 
  • Paragliding 
  • Parascending 
  • White or Black Water Rafting 
  • Free Diving 
  • Cliff Diving 
  • Underwater Activities/Scuba
  • Diving Below 75 ft

Get Water Adventure Coverage

Compare top plans instantly and score the best protection for your water adventure.

Essential Coverage for Water Sports 

Water sports range from relaxing activities like fishing and kayaking to high-adrenaline adventures like kite surfing and cliff diving, each with unique risks. Adventure sports travel insurance provides medical protection, equipment coverage, and trip cancellation benefits, ensuring you’re covered whether you’re snorkeling, scuba diving, or navigating rapids. With options like annual, global, or single-trip policies, it’s important to compare and purchase the right travel insurance for adventurers to stay protected both at home and abroad.  

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Emergency Medical

Stay safe with travel medical insurance for unexpected emergencies

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Baggage
Loss

Protect your gear with coverage for lost, stolen, or damaged adventure equipment.

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Travel
Delay

Stay covered when delays disrupt your journey to the next great adventure.

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Trip
Cancellation

Get reimbursed if you have to cancel your epic trip because of the unexpected.

The Right Coverage for Every Adventure

Not all plans fit every adventure – compare now and get a quote for the best adventure travel insurance for you and your trip.

What our adventure travelers say

Don’t just take our word for it—see how our coverage helped other travelers on their wildest adventures!

Really found it easy to find a plan, connect with agents- overall a very good experience!

– Grace

Process of getting coverage was quick and efficient

– Hindi

This was simple and easy to do and certainly gave me peace of mind.

– Paula

Water Adventure FAQs

It’s important to know, before you travel – what your domestic health insurance will and won’t cover. Most health insurance plans will not cover medical bills if you get hurt while traveling abroad.

Usually, these are items excluded from coverage – however – there may be a specified coverage amount for lost, stolen, or damaged gear and sporting equipment. Plus, you may have coverage for lost, stolen, or damaged gear under some policies if you buy a rider. Coverage varies by state and provider so it’s best to confirm with your particular policy.

Some comprehensive policies will offer Trip Cancellation and Trip Interruption coverage because of weather or unsafe water conditions. We always recommend reviewing the details of your state-specific policy.

Wherever you go, go covered.